Money
Extending a leasehold, Section 42 and the LVT
I recently completed a leasehold extension which involved issuing a Section 42 notice and applying to the Leasehold Valuation Tribunal. It was a long process but now that it is over I can share an account of what happened. If you have bought a property in the UK there is a high chance that you have bought a leasehold. A leasehold is like a [...]
Thomas Exchange Global Victoria Street
I needed another load of Yen so I decided to go to the bestforeignexchange.com currency shop which is located on Victoria Street. I found it listed as one of the best foreign exchange places on the Martin Lewis travelmoneymax.com website. Looking more closely at the bestforeignexchange.com website it turns out that this is another Thomas [...]
Estimate the value of your house or flat with a graph
If you want to know what the current value of your house, flat or property is (useful if you are buying, selling, or extending the leasehold for example) you can go for the easy option of asking an estate agent to do a valuation, or use a tool such as Nationwide’s house price calculator. Both have their disadvantages; the estate agent will [...]
Graphing the Post Office Over 50’s Life Cover plan
Two years ago I produced some graphs showing how much you might pay vs how much you’d get back with two over 50 plans from AXA Sun Life. Today (Saturday 16th October 2010) The Times has included one of these graphs in its paper, so I thought I’d produce another set of graphs for a different company. This time it is The Post Office. As [...]
2010-2011 UK Tax graphs
Straight after putting up the tax graphs for 2009-2010, I’m putting up the tax graphs for this tax year. This time the graphs are better, and some of them include a comparison line with the previous year’s figures. As before I’ll state I’m not an accountant or tax expert so I can’t guarantee their accuracy, but I’ve done my best. [...]
2009 – 2010 UK tax graphs
Here are some graphs showing income tax, national insurance, total tax and percentage of tax for the 2009-2010 tax year. I have also included a graph showing how total taxation has changed from the 2008-2009 tax year. If you want tax graphs for the current tax year go to my 2010-2011 tax graphs page. I’ve done my best to make these accurate; [...]
What does one million pounds look like?
If you’ve ever wondered what a million pounds (£1,000,000) looks like this post may help. Unfortunately I don’t have a million pounds, but I do have one single twenty pound note. Here it is: I also have a ruler, a calculator, and a copy of Paint Shop Pro. I’m therefore going to create a million pounds out of £20 notes. To do this I [...]
How to get an ordinary power of attorney
There are two types of power of attorney (PoA) in England. There is a lasting power of attorney (which replaced the enduring power of attorney), and the ordinary power of attorney. The lasting power of attorney can be used to grant someone the power to handle your financial, property and health affairs if you are no longer able to deal [...]
Filling in the Inland Revenue self assessment online tax form
If you need to file a self assessment tax form in the UK to work out your income tax you have a number of options. You can fill in a paper tax return, do the online return, use some 3rd party tax software, or pay someone else to do it for you. I’m going to show you what the HMRC online self assessment forms are like, from the beginning to the [...]
Thomas Exchange Global in London
Where do you go when you need foreign currency for your holiday? Do you go to your bank, post office, a high street currency dealer, or order online? Before deciding where to get your holiday money I highly recommend you check out Martin Lewis’s TravelMoneyMax.com. He’s the guy who runs the Money Saving Expert website, and is regularly on [...]
