Technology, life, programming, travel and money.

Money

Batch conversion of historical foreign currency values into a native currency

Batch conversion of historical foreign currency values into a native currency

Maybe you are in the situation where you have received payments in a variety of currencies, and now you need to convert the payment values into another currency (perhaps your own native currency). But your task is made more complicated by the fact that you need to use the exchange rate at the date the payment was received, rather than totalling [...]

2012 – 2013 UK tax graphs for income tax and NI

2012 – 2013 UK tax graphs for income tax and NI

I’ve been publishing UK tax graphs since the 2008-2009 tax year. It is easy to find tax information in the official government tables, but it is very hard to find simple graphs that show that the numbers mean in simple terms which is why I make these graphs. I missed out last years graphs so this year I will include the 2011-2012 and the [...]

Salary vs Dividend graphs for a one man limited company

Salary vs Dividend graphs for a one man limited company

Just for fun (and because I couldn't find these anywhere) I’ve made some graphs showing the effects of different salary and dividend combinations on the amount of money you can move from your limited company into your personal account. There are some assumptions I’ve had to make. This is for the 2012-2013 tax year. These [...]

Thomas Exchange UK Maddox Street

Thomas Exchange UK Maddox Street

I’ve previously reviewed Thomas Exchange Global on The Strand, and Thomas Exchange Global on Victoria Street which are both part of the same company. This time I’m reviewing Thomas Exchange UK on Maddox Street, which despite the very similar name is (as far as I can tell) a completely separate company. As before I needed to buy Yen for one of [...]

Extending a leasehold, Section 42 and the LVT

Extending a leasehold, Section 42 and the LVT

I recently completed a leasehold extension which involved issuing a Section 42 notice and applying to the Leasehold Valuation Tribunal. It was a long process but now that it is over I can share an account of what happened. If you have bought a property in the UK there is a high chance that you have bought a leasehold. A leasehold is like a [...]

Thomas Exchange Global Victoria Street

Thomas Exchange Global Victoria Street

I needed another load of Yen so I decided to go to the bestforeignexchange.com currency shop which is located on Victoria Street. I found it listed as one of the best foreign exchange places on the Martin Lewis travelmoneymax.com website. Looking more closely at the bestforeignexchange.com website it turns out that this is another Thomas [...]

Estimate the value of your house or flat with a graph

Estimate the value of your house or flat with a graph

If you want to know what the current value of your house, flat or property is (useful if you are buying, selling, or extending the leasehold for example) you can go for the easy option of asking an estate agent to do a valuation, or use a tool such as Nationwide’s house price calculator. Both have their disadvantages; the estate agent will [...]

Graphing the Post Office Over 50’s Life Cover plan

Graphing the Post Office Over 50’s Life Cover plan

Two years ago I produced some graphs showing how much you might pay vs how much you’d get back with two over 50 plans from AXA Sun Life. Today (Saturday 16th October 2010) The Times has included one of these graphs in its paper, so I thought I’d produce another set of graphs for a different company. This time it is The Post Office. As [...]

2010-2011 UK Tax graphs

2010-2011 UK Tax graphs

Straight after putting up the tax graphs for 2009-2010, I’m putting up the tax graphs for this tax year. This time the graphs are better, and some of them include a comparison line with the previous year’s figures. As before I’ll state I’m not an accountant or tax expert so I can’t guarantee their accuracy, but I’ve done my best. [...]

2009 – 2010 UK tax graphs

2009 – 2010 UK tax graphs

Here are some graphs showing income tax, national insurance, total tax and percentage of tax for the 2009-2010 tax year. I have also included a graph showing how total taxation has changed from the 2008-2009 tax year. If you want tax graphs for the current tax year go to my 2010-2011 tax graphs page. I’ve done my best to make these accurate; [...]

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