Technology, life, programming, travel and money.

Money

What does one million pounds look like?

What does one million pounds look like?

If you’ve ever wondered what a million pounds (£1,000,000) looks like this post may help. Unfortunately I don’t have a million pounds, but I do have one single twenty pound note. Here it is: I also have a ruler, a calculator, and a copy of Paint Shop Pro. I’m therefore going to create a million pounds out of £20 notes. To do this I [...]

How to get an ordinary power of attorney

How to get an ordinary power of attorney

There are two types of power of attorney (PoA) in England. There is a lasting power of attorney (which replaced the enduring power of attorney), and the ordinary power of attorney. The lasting power of attorney can be used to grant someone the power to handle your financial, property and health affairs if you are no longer able to deal [...]

Filling in the Inland Revenue self assessment online tax form

Filling in the Inland Revenue self assessment online tax form

If you need to file a self assessment tax form in the UK to work out your income tax you have a number of options. You can fill in a paper tax return, do the online return, use some 3rd party tax software, or pay someone else to do it for you. I’m going to show you what the HMRC online self assessment forms are like, from the beginning to the [...]

Thomas Exchange Global in London

Thomas Exchange Global in London

Where do you go when you need foreign currency for your holiday? Do you go to your bank, post office, a high street currency dealer, or order online? Before deciding where to get your holiday money I highly recommend you check out Martin Lewis’s TravelMoneyMax.com. He’s the guy who runs the Money Saving Expert website, and is regularly on [...]

Find out the cost of calling any telephone number

Find out the cost of calling any telephone number

Often you will see UK telephone numbers with codes such as 087xx, and a price for calling that number will be listed. How do you know that the price is actually correct? I would have thought the BT would have a simple page where you can enter a telephone number into a box and be told instantly the correct cost of calling it. I've been unable to [...]

2008 – 2009 UK Tax Graphs

2008 – 2009 UK Tax Graphs

I've produced some graphs using data about the 2008 - 2009 UK tax situation (I also have tax graphs for 09/10 and 10/11). I've tried to make them accurate but beware that I'm not a tax expert so there could well be errors. They have been created for interest only, not for serious use. The first graph is showing how much income tax you pay [...]

Graphing the AXA Sun Life 50 Plus Protector

Graphing the AXA Sun Life 50 Plus Protector

Following on from my post where I graphed the AXA Sun Life Guaranteed Over 50 plan I thought I'd look at a more complex product to see what kind of graphs I could get out of it. Unlike the Over 50 plan, the AXA Sun Life 50 Plus Protector features a lump sum and premium that increases over time. There is also a maximum number of years that the [...]

Graphing the AXA Sun Life Guaranteed Over 50 Plan

Graphing the AXA Sun Life Guaranteed Over 50 Plan

On TV recently I've been bombarded by adverts about the AXA Sun Life Guaranteed Over 50 Plan. The current version of the advert is presented by Michael Parkinson. Previous versions have been presented by June Whitfield. I am no way near the age of 50 and these plans have no relevance to me. I should also point out that I am not a financial [...]

Certified copies of documents for £7

Certified copies of documents for £7

I was recently sent a letter from a company I have an account with telling me that I needed to provide them with certified copies of two documents in order to verify my identity. A certified copy is a photocopy of a document (such as passport, utility bill, birth certificate) that has been verified as being true by a person who holds a certain [...]

Spanish Lottery Scam Letter

Spanish Lottery Scam Letter

I got my first Spanish Lottery scam letter on Friday. It is from the 'Spanish Sweepstake Lottery S.A'. I knew it was a Spanish Lottery scam even before I opened the envelope. I'm including images of both letters and the envelopes. There are largable images for both the letters that you can see by clicking on the thumbnails. It [...]

 Page 2 of 3 « 1  2  3 »